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PAYMENT POLICY

VMW Nutraceuticals (OPC) Pvt. Ltd. follows a transparent and secure payment process for the purchase of products and business-related transactions.

1. Accepted Payment Methods

We accept payments through authorised and secure modes, including, but not limited to:

  • UPI

  • Debit Cards / Credit Cards

  • Net Banking

  • Wallets (if applicable)

  • Other digital payment methods approved by the company

All payments must be made only through officially authorised company payment channels.

2. Product Purchase Payments

  • Full payment must be completed at the time of placing an order.

  • Orders will be processed and dispatched only after successful receipt of payment.

  • Prices of products are subject to change without prior notice, at the sole discretion of the company.

3. Business Joining / Registration Fees (If Applicable)

  • Any joining or registration fee (if applicable) is clearly communicated before enrollment.

  • Such fees are non-transferable and subject to the company’s refund and cancellation policy.

4. Failed or Pending Transactions

  • In case of a failed transaction where the amount is debited but not credited to the company, the amount will be refunded by the payment gateway or bank as per their standard timelines.

  • VMW Nutraceuticals shall not be responsible for delays caused by banks or third-party payment service providers.

5. Refunds and Chargebacks

  • Refunds, if applicable, will be processed strictly according to the company’s Refund and Return Policy.

  • Unauthorised chargebacks or disputes raised without contacting customer support may result in account suspension or other necessary action.

6. Distributor / Associate Responsibility

Distributors or associates are strictly prohibited from collecting payments in personal bank accounts or wallets. The company will not be responsible for any loss arising from payments made to unauthorised individuals or channels.

7. Security of Payments

VMW Nutraceuticals uses secure payment gateways to protect customer payment information. However, the company shall not be held liable for any breach caused by third-party service providers beyond its control.

8. Policy Updates

The company reserves the right to modify or update this Payment Policy at any time without prior notice. Continued use of the company’s services constitutes acceptance of the revised policy.